Bob called Ginny during the week to tell her when he would pick her. She had a very pleasant voice and he enjoyed talking to her on the phone. Before he knew it, it was a forty five minute phone call. He was looking forward to the date.New Years Eve finally came with it snowing and a total of four inches was predicted. His father let Bob use the family car as the parents weren't going out. As to be expected, Dad cautioned Bob as to driving safely.Bob was at the address Ginny had given him right on the time he said he would be. He thought he looked rather dapper in a dark sport coat and tie.Her address turned out to be an upscale apartment building. He pushed the door button and the door was quickly opened by an attractive older version of Ginny."You must be Bob" she said. "I am Helen, Ginny's mother. She will be out here in a minute. Take a seat and make yourself comfortable."Ginny's mother was all decked out so it looked like she was going out as well.Bob was sitting when Ginny. The lawyer assigned as the trustee by the law firm would take directions from me and, unless overruled by a majority of the trustees or the request was illegal, would follow my directions. I could do almost as much today at fifteen, though any large disbursements would have to be countersigned by a trustee or denied in writing, that denial to be reviewed by the other trustees and, if I wanted, a court appointed arbiter.Once I was sixteen, even that control would be gone. I could direct the trust to buy or sell real estate on my behalf, provide direction to the broker who managed the trading account, though actual directions for specific trades might be problematic since they had to go through the trustees. I could do just about anything I wanted including giving it all away, as long as the trustees were certain that I was not being coerced or forced in any way.I thought this sounded okay, since it was all free money as far as I was concerned. The only snag would be if the trustees.
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